VA Approved Lender | Grove Mortgage LLC | NMLS License # 396191
Providing home mortgage loans in San Antonio and throughout Texas.
210-656-1134

Forms and Documents needed for your mortgage.


VA Loans

Documents needed for VA Home Loan

Here is a list of items that I will need to get from you:

  • Most recent 30 days’ pay stubs (if W-2 income)
  • Last 3 months’ bank statements (all accounts, all pages)
  • Savings/Mutual fund statements (3 months)
  • Previous two years’ Tax Returns, signed & dated (if self-employed)
  • Previous two years’ W-2 Forms (if W-2 income)
  • Divorce Decree (if applicable)
  • Bankruptcy discharge documents (if applicable)
  • Copy of Driver’s License
  • Copy of Social Security Card
  • Copy of DD214
  • Sales Contract
  • Wood Destroying Organism report

Additional documents for a Texas Vet Loan

The Texas Veterans Land Board has its own documents in addition to the above, that need to be filled out and signed by the Veteran. Here is a link to it:

Texas Veterans Land Board Eligibility TVLB Certification of Eligibility Application

Documents needed for a VA Streamline Refinance IRRRL

  • Both Drivers License & Social Security Cards
  • Homeowners’ Insurance Policy Declarations Page
  • Current Mortgage Statement
  • Note
  • Deed of Trust
  • Survey
  • Settlement Statement (HUD-1)
  • Wood Destroying Organism report

The Note, Deed of Trust, Survey and Settlement Statement (HUD-1) should be in the package of documents provided to you by the title company when you closed your current loan.


If you own rental Property we will need Copies of:

Note & Deed from current loan, Property Tax Bill, Hazard (homeowners) Insurance Policy, Current Mortgage Statement and Rental Agreements

FHA Loans

Documents needed for FHA Home Loan

  • Most recent 30 days’ pay stubs (if W-2 income)
  • Last 3 months’ bank statements (all accounts, all pages)
  • Savings/Mutual fund statements (3 months)
  • Self-Employed will need Three years Tax Returns and YTD Profit & Loss Statement, signed & dated (if self-employed)
  • Previous two years’ W-2 Forms (if W-2 income)
  • Divorce Decree (if applicable)
  • Bankruptcy discharge documents (if applicable)
  • Should you have no credit. Copies or your most recent utility bills will be needed (if applicable)
  • If you co-signed for a mortgage, car, credit card, etc, need 12 months cancelled checks. front and rear, indicating you are not making payments (if applicable)
  • Copy of Driver’s License
  • Copy of Social Security Card
  • Sales Contract

Documents needed for a FHA Streamline Refinance

  • Both Drivers License & Social Security Cards
  • Homeowners’ Insurance Policy Declarations Page
  • Current Mortgage Statement
  • Note
  • Deed of Trust
  • Survey
  • Settlement Statement (HUD-1)

The Note, Deed of Trust, Survey and Settlement Statement (HUD-1) should be in the package of documents provided to you by the title company when you closed your current loan.

Conventional Loans

Documents needed for a Conventional Loan

  • Most recent 30 days’ pay stubs (if W-2 income)
  • Last 3 months’ bank statements (all accounts, all pages)
  • Savings/Mutual fund statements (3 months)
  • Self-Employed will need Three years Tax Returns and YTD Profit & Loss Statement, signed & dated (if self-employed)
  • Previous two years’ W-2 Forms (if W-2 income)
  • Divorce Decree (if applicable)
  • Bankruptcy discharge documents (if applicable)
  • Should you have no credit. Copies or your most recent utility bills will be needed (if applicable)
  • If you co-signed for a mortgage, car, credit card, etc, need 12 months cancelled checks. front and rear, indicating you are not making payments (if applicable)
  • Copy of Driver’s License
  • Copy of Social Security Card
  • Sales Contract

Documents needed for a Conventional Refinance

  • Most recent 30 days’ pay stubs (if W-2 income)
  • Last 3 months’ bank statements (all accounts, all pages)
  • Savings/Mutual fund statements (3 months)
  • Previous two years’ Tax Returns, signed & dated (if self-employed)
  • Previous two years’ W-2 Forms (if W-2 income)
  • Homeowners’ Insurance Policy Declarations Page
  • Current Mortgage Statement
  • Note
  • Deed of Trust
  • Survey and Settlement Statement (HUD-1)
  • Divorce Decree (if applicable)
  • Bankruptcy discharge documents (if applicable)

The Note, Deed of Trust, Survey and Settlement Statement (HUD-1) should be in the package of documents provided to you by the title company when you closed your current loan.


To speak with a home loan specialist call
210-656-1134 or
Apply Online Now!

Find out how much you qualify for with No Cost, No Credit Check, and No Obligation!

To speak with a VA home loan specialist call
210-656-1134 or
Apply Online Now!

Find out how much you qualify for with No Cost, No Credit Check, and No Obligation!