VA Approved Lender | Grove Mortgage LLC | NMLS License # 396191
Jumbo VA Loans in Texas are for VA home loans that are over $453,100.

VA Jumbo Loans in Texas

Even though a VA guaranteed loan doesn't have a maximum loan amount, lenders prescribe to the GNMA (Ginne Mae) standards and limit the size so that they can be sold in the secondary market.

A loan would be considered a jumbo loan when the loan amount reaches or goes above $453,100. Jumbo Loans with the VA can go up to $1,000,000.

Down payment requirements of a VA Jumbo Loan.

Differences with a regular VA Loan and the VA Jumbo loan would be the amount of down payment required. The VA has zero down up to $453,100 and for any amount over the $453,100 up to the loan amount the customer would be required to put 25% of that amount down at closing.

Jumbo Loans in Texas

For example- Purchasing a $500,000 home:

No money down on the first $453,100, and only 25% of the difference between $453,100 and the $500,000 (which is $46,900). In this example the customer would have to put a down payment of $11.725 at closing.


Additional Information for Jumbo Loans in Texas.

  • The funding fee must be paid in cash either by the veteran or the seller.
  • The VA Jumbo Loan is for fixed rate loans only.
  • Minimum FICO score of 660 required for loans above $453,100.
  • Funding fees cannot be financed above conforming loan limits which is $453,100.
  • Other terms and conditions may apply for Jumbo VA Mortgages.

Why choose Grove Mortgage for your VA Home loan?

  • VA Approved Lender
  • Licensed Mortgage Broker
  • Servicing only our great State of Texas
  • Located in San Antonio, Texas
  • Specializing in VA Loans since 2002
  • 95% of our business is VA Loans for the last 10 years

We can help you accomplish your VA home purchase or VA home refinance with expert service, fast closing and very low fees.

Start your Free Quote!

Find out how much you qualify for with No Cost, No Credit Check, and No Obligation!

Protected with SHA-2 & 256-bit encryption

To speak with a VA home loan specialist call
210-656-1134 or
Apply Online Now!

Find out how much you qualify for with No Cost, No Credit Check, and No Obligation!