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VA Loan Limits in Texas. Jumbo VA Loans require a 25% down payment over the $453,100 for VA loans in Texas.

VA loan lending limits for Texas

VA Loan limits for Texas

Effective January 1, 2006, changes in the loan guaranty limits will mean veterans are able to get no-down payment loans up to $453,100.  The previous ceiling was $359,650. 

The Veterans Benefits Improvement Act of 2004 tied increases in the VA guaranty to increases in the Federal Home Loan Mortgage Corporation’s conforming loan limit.  When this limit increases, VA guaranty limits also go up, allowing VA to keep pace with rising home values. 

Although the VA has no limit on the amount of loan, lenders set the limits of the amount of the loan. Lenders use the GNMA (Ginne Mae) conforming loan amount which is $453,100 for most loans. Loans that are over that amount are considered to be a Jumbo VA Loan.

Jumbo VA Loan limits for Texas

Jumbo VA loans for all Texas Counties currently have a Max Guaranty of up to $1,000,000 for a term of up to 30 years, and they are fixed loans also.

VA-guaranteed home loans are made by banks and mortgage companies to veterans, service members and reservists.  With VA guaranteeing a portion of the loan, veterans can receive a competitive interest rate without making a down payment, making it easier to buy a home.

(includes VA limits in Dalhart, Amarillo, Canyon, Wichita Falls, Lubbock, Denton, Arlington, Dallas, Fort Worth, Abilene, Snyder, Texarkana, El Paso, Pecos, Van Horn, Fort Stockton, Ozona, San Angelo, Odessa, Mdland, Del Rio, Eagle Pass, Carrizo Springs, Laredo, Rio Grande City, Brownsville, Corpus Christi, Portland, Port Lavaca, San Antonio, Galvestion, Houston, Beaumont, Austin, College Station, Lufkin, Nacogdoches, Waco...)

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Why choose Grove Mortgage for your VA Home loan?

  • VA Approved Lender
  • Licensed Mortgage Broker
  • Servicing only our great State of Texas
  • Located in San Antonio, Texas
  • Specializing in VA Loans since 2002
  • 95% of our business is VA Loans for the last 10 years

We can help you accomplish your VA home purchase or VA home refinance with expert service, fast closing and very low fees.

To speak with a VA home loan specialist call
210-656-1134 or
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Find out how much you qualify for with No Cost, No Credit Check, and No Obligation!